Thank you for the super-speedy reply. I guess the real question is whether the problem lies within the data or within the application itself. I see many others complaining about the same thing, so I have to suspect the latter, though I have no airtight way to demonstrate this. Quicken definitely has major coding problems; screen handling is still amateurish, with black-screen flashes during account updates, Windows toolbar disappearances, account registers repainting themselves numerous times in quick succession, etc. You'd think after all these decades, it would be better.