You don't need to, but you should. Registering your SEPTA Key card is easy and it offers protection and peace of mind so you never have to worry if your card is ever lost or stolen. This protection allows you to report your lost or stolen Key card online or over the phone, and move your pass products and/or Travel Wallet to a replacement card. Plus SEPTA will reimburse the $4.95 purchase fee if you register your Key card within 30 days of the purchase date. The $4.95 fee will automatically be applied to your Key card Travel Wallet. These funds can then be used to pay for individual rides or towards the future purchase of a TransPass, TrailPass, One Day Independence Pass, or One Day Convenience Pass. This reimbursement does not apply to any SEPTA Key cards obtained prior to May 4, 2018 and will be limited to two cards per customer account.