Student loan debt continues to be a significant barrier to wealth creation for Black college graduates. Among 25-55 year olds, about 40 percent of Blacks compared to 30 percent of whites have student loan debt. Blacks also have nearly $45,000 of student loan debt compared to about $30,000 for whites. Recent research finds that Blacks are more likely to be allocated unsubsidized loans. Furthermore, graduates of Historically Black Colleges and Universities, compared to Predominately White Institutions, are more likely to receive subprime loans with higher interest rates.