When I got home, I was greeted with the Windows 10 login screen. Cool, the upgrade finished without any more hand-holding. I logged in with my local user account that I used in Windows 7. I chose to customize my settings rather than use the express settings so that I could turn off a bunch of the reporting and personalization options. Once I got through that, it put me at my desktop. My wallpaper was the same, my desktop was still covered with all my crap from before, but the taskbar was modern looking and black. It looked like the upgrade had succeeded! Then I tried opening some programs.