ONLY SINCE R50.13 UPDATES IN THE PAST WEEK: Opening program is extremely slow and Quicken Id verification occurs every time. One Step Update takes at least 5 times longer to complete than before R50.13. I worked in IT many years and the only time I've seen this kind of severe program degradation after an upgrade is when a program was rolled out with debugging tools still enabled. Is R50.13 tracing all online activity to some debugging file somewhere? Does anyone know if Quicken Support even monitors the Community Forums? I've posted the above info using the "Report a Problem" link within Quicken.