You don't say which version of Windows you are using but as you refer to Microsoft "Photos" I'm assuming you're using windows 10. The default photos app in Windows 10 is not colour managed and images look very over saturated on wide gamut screens (as do desktop wallpapers 🙄). The old windows photo viewer can be reinstated however, see -to-restore-the-windows-photo-viewer-on-windows-10/. This seems to be compatible with version 4 colour profiles.