There are many exceptions to the arithmetic calculation of income limits. These include adjustments for high housing cost relative to income, the application of state nonmetropolitan income limits in low-income areas, and national maximums in high-income areas. These exceptions are detailed in the FY 2024 Income Limits Methodology Document, _data. Please also note that Tables 1 and 2 show that most nonmetropolitan area income limits are based on state nonmetropolitan area medians.